Home Blog The Best Sugar Daddy Apps That Send Money: Top-5 List

The Best Sugar Daddy Apps That Send Money: Top-5 List

The Best Sugar Daddy Apps That Send Money: Top-5 List

Searching for the best sugar daddy apps that send money without meeting? Interested in sugar dating but don’t know which apps to use to send the sugar babies sugar (money)? The answers to all of your questions about online sugar daddy payments are right here!

Also we made the list of the best dating websites to find sugar:

#SiteRatingSign up
1Secret Benefits9.9Free
2Seeking.com (mainstream dating site)9.8Free
3SugarDaddy.com9.7Free
4Ashley Madison9.5Free
5WhatsYourPrice9.3Free

Sugar daddy dating: Top tools to send money

It doesn’t matter if you’re a sugar baby, a person experienced in sugar daddy dating, or a complete sugar daddy beginner. Here, we will talk about the most common ways to pay money to a sugar baby (or to get money from a daddy).

The point is, sugar daddy dating sites are good—but even the best sugar dating sites don’t allow their users to send each other money. Even if you choose the largest sugar daddy site or a premium dating site for a real sugar relationship such as Ashley Madison or SeekingArrangement (the oldest sugar dating platform), there will still be no option to send money directly through the site. That’s why you will have to either send financial and material support to your sugar dates or get your online sugar baby allowance from a daddy.

Let’s talk about how to pay or get paid for sugar arrangements.

Cash

cash

Before we’ll talk about free sugar daddy apps that send money without meeting, we just have to talk about cash. Untraceable and safe—that’s exactly how we would describe a perfect payment method for sugar daddy dating. However, it’s not perfect. 

Pros:

  • Cash is extremely common when it comes to sugar relationships
  • Untraceable—if you don’t want anyone know you’re using sugar daddy sites, cash is a perfect option
  • Sugar babies love cash because it’s impossible to cancel the transaction
  • Sugar daddies love cash because no one will ask questions about the card/bank/PayPal transactions

Cons:

  • Counting the cash in the wallet is cool, but keeping track of cash purchases is quite hard. If a sugar baby has no money management skills, she’ll waste the money she got from a sugar daddy quite fast.
  • Awkwardness. That’s not a problem at all if you’re an experienced daddy or sugar baby, but in all the other cases, handing the money can be a bit awkward.

PayPal

paypal app

PayPal is one of the most common methods for sugar daddies to pay their babies. It’s simple to set up an account (just a few clicks), it’s fast (sending money in some cases takes seconds), and it’s safe (thousands of proofs and great reputation)—but both sugar daddies and sugar babies need to be aware of the downsides of this method.

Pros:

  • PayPal protects personal information of both sugar daddies and sugar babies
  • It’s fast and very easy to use
  • It’s a very convenient way to send money to a sugar baby

Cons:

  • PayPal sends the Form 1099-K to the IRS if the payments a sugar baby receives exceed $20,000 in gross payment. So it depends on how much money you get from your sugar daddy or sugar mama—if it’s less than $20,000 per year, it’s ok.
  • PayPal leaves a trail—if that’s not the case, this app won’t work for you.
  • The payment can be reversed. This is a good thing for both sugar daddies and sugar babies, but only if a daddy is not a scammer. The scammers can send sugar babies money via PayPal and get a refund later, when they get what they want.

Cryptocurrency

cryptocurrency payment

The cryptocurrency industry is on its rise and almost everyone says that it’s anonymous and untraceable. Sounds like a perfect option to use to send money to a girl you’ve met on one of those sugar daddy sites, doesn’t it?

Pros:

  • It’s a good option for anonymous sugar daddy payments. It’s not 100% anonymous, of course—but the only thing a sugar daddy will know about his sugar baby is the address of her Bitcoin wallet. No emails, no real name, no phone number, only the wallet.
  • A bitcoin transaction can’t be reversed—this might sound like bad news for sugar daddies, but it’s great for female sugar babies who therefore can be sure that the sugar daddies won’t make a refund.

Cons:

  • Most sugar daddy websites (including the best sugar daddy sites e.g Seeking, Ashley Madison, and Sugar Daddy Meet) don’t accept cryptocurrencies. If you’re going to pay sugar babies directly, that’s ok—but you will still need to use your credit card/bank account to buy a premium subscription on a sugar daddy website. 
  • It’s not the most trusted payment method for both sugar babies and sugar daddies. The thing is, unfortunately, Bitcoin sugar daddy scam is quite common—and you’ll find lots of sugar babies who will simple refuse you once you mention cryptocurrency.

Cash App

cash app

Cash App is one of the most common payment methods for people on sugar daddy websites. Formerly known as Square Cash, this service has more than 7,000,000 users. It’s convenient, it’s instant—but it has a certain reputation among the sugar daddy websites users. Let’s be more detailed.

Pros:

  • Fast and convenient
  • Refunds are possible

Cons:

  • According to some users of sugar dating sites, CashApp is quite common payment method for sugar dating scammers
  • Not anonymous and not untraceable 

Zelle

zelle app

Zelle is the app that allows Americans with bank accounts to send money directly to each other. It’s like a P2P bank transfer between different banks.

Pros:

  • The sugar daddy can’t get a payment reversed.
  • The app is very easy to use and the payments show up in the account instantaneously.
  • Secure and very convenient.

Cons:

  • The app shows the real name of the person you’re sending the money and of the person who sends money to you, so neither digital sugar babies nor rich men can’t feel anonymous with Zelle.
  • Zelle is not that popular among young millennials (those in their 20s). Only 11% of people between 21 and 29 use Zelle—so taking into account the fact most women who use sugar daddy apps are in their 20s, Venmo looks like a good option.

Pre-paid cards

pre paid credit card

Pre-paid cards aren’t the most common thing in the sugar dating community. However, they are certainly worth the attention of the potential sugar babies/daddies.

Pros:

  • Can be purchased everywhere.
  • Such cards are accepted in lots of places.
  • Can be used as credit and debit cards.
  • They are often available in high denominations.

Cons:

  • Not all the pre-paid cards can be used outside of the US (or on cruises).
  • The granddaddy sugar daddy can track the balance of the card—of course, this isn’t a problem for you if you’re ok with that.
  • Not all pre-paid cards are accepted by the best sugar daddy sites like Ashley Madison.

Second bank account

sugar baby second bank account

It’s one of the most convenient payment methods for rich men, actually—but it’s not that common on the sugar dating scene. Here’s how it works: a wealthy man sets up a separate checking account in his name, gives his baby the card for this account, and deposit her the money.

Pros:

  • A perfect virtual sugar daddy payment method for wealthy men and beautiful women. Especially for those who want to go under the online sugar radar by IRS.
  • Accepted everywhere, from a shop to a sugar website.
  • Wealthy men turn the automatic refill on, beautiful women enjoy fast and instant transactions, it’s simple as that.

Cons:

  • Requires a certain level of trust
  • If you don’t want to explain your banked why you need a second checking account, that’s not the right option for you.

Bills

paying bills

Actually, it’s not the method you can use to send money to a woman you’ve met on a sugar daddy website. It’s the method you can use to pay for the needs of a woman you’ve met on a sugar daddy website. A wealthy man can pay for the rent and tuition of his sugar baby or babies and use this way as a quite convenient one.

Pros:

  • A rich sugar daddy pays for everything needed—mutually beneficial relationships and sugar dating at its best.
  • Everything is clear and transparent—sugar babies enjoy getting their bills paid, rich sugar daddies know what they pay for.

Cons:

  • The baby doesn’t get daddies’ money directly.
  • A certain level of trust is required (the daddy will know everything, from the real address to the sugar baby university).

Top methods to send money to women from sugar daddy sites: Essentials

When it comes to sugar relationships, it’s always about money—that’s why it’s called “mutually beneficial relationships”. Whether you’ve met her on a sugar dating site, on one of those sugar daddy apps, or on other dating sites with a free membership, you’ll have to send her money sooner or later.

sugar daddy sends money to sugar baby

Let’s take a look at the payment methods we’ve just listed—here, we’ll sum up all the essential information.

PayPal

Fast and convenient, but there is a small problem regarding the IRS here. It depends on how much money you send/get—if it’s more than $20,000 per 1 year, the IRS will be aware of your transactions.The problem is that an average sugar baby makes around $2,800 per month—and this means the IRS will know about you and your sugar relationship. Other than that, everything is just great with Paypal—excluding the part about the payment reversal. So, is Paypal safe for sugar daddy? Yes. But can a sugar daddy paypal money and get a refund later? Unfortunately, yes.

  • Anonymous: No
  • Untraceable: No
  • Can be reversed: No
  • Fast and convenient: No

Crypto

The main problem with it is that it’s hard to find a sugar daddy site that would accept it. The largest sugar daddy website, SA, doesn’t accept bitcoins—and other sugar sites (at least the biggest ones) don’t accept this currency, too. However, if you want to pay directly to a baby, crypto isn’t the worst option.

  • Anonymous: Yes (to a certain extent)
  • Untraceable: Yes (to a certain extent)
  • Can be reversed: No
  • Fast and convenient: No

CashApp

If you’re a sugar daddy, Cash App isn’t the worst option for you to pay a woman you’ve met on a sugar daddy site. It’s fast and very easy to use, and every lady you’ll meet on a sugar daddy dating site knows about it.

Lots of successful men use Cash App to send money to their babies—but of course, it’s not the right option for you if you want to go under the IRS radars or to stay anonymous.

  • Anonymous: No
  • Untraceable: No
  • Can be reversed: No
  • Fast and convenient: No

Zelle

It is very convenient for the customers of the biggest US banks. It’s a perfect option for daddies who want to send money to a woman they’ve met on a granddaddy sugar daddy website—basically, it’s like a bank transfer, but much more convenient.

  • Anonymous: No
  • Untraceable: No
  • Can be reversed: No
  • Fast and convenient: No

Pre-paid cards

That’s one of the biggest concerns of women on sugar baby sites because there are lots of sugar scams related to such cards—but in reality, both daddy and baby have nothing to worry about. You meet a woman on a dating site, arrange a date, and get her a $500 pre-paid card you’ve bought in a grocery store or at a gas station. It’s really simple and this is one of the best sugar daddy payment methods.

  • Anonymous: Yes
  • Untraceable: Yes
  • Can be reversed: No
  • Fast and convenient: No

Second bank account

A baby gets access to a sugar daddy debit card (to his second checking account, to be precise)—that’s how this method works. It’s not the most common payment method among people on popular sugar daddy sites, but it’s certainly worth trying. Of course, you need to trust each other to go this way—so even if you’ve met on the best sugar daddy site, we highly recommend meeting in person before you give her access to your bank account.

  • Anonymous: No
  • Untraceable: No
  • Can be reversed: Yes
  • Fast and convenient: Yes

Bills

That’s a very common thing among women on the top sugar daddy sites—the man pays for the rent and for all the bills, the woman gives him what he wants, everyone is happy. By the way, it’s also a great way to break that traditional sugar daddy stigma—if a daddy doesn’t give his baby money directly but pays for her bills, it looks less like prostitution and more like relationship.

  • Anonymous: No
  • Untraceable: No
  • Can be reversed: No
  • Fast and convenient: No

Checks

A sugar daddy sending check to the girl from a dating site is an extremely common idea among those who want to find sugar daddies. It’s not the most convenient payment method in the world, of course, but it’s still worth mentioning—especially if you prefer old-fashioned dating.

  • Anonymous: No
  • Untraceable: No
  • Can be reversed: Yes (no if cleared)
  • Fast and convenient: No

Cash

Do sugar daddies need bank info when they use Paypal, Zelle, Cash App, or other methods? Yes. But do they need this information when it comes to cash? Obviously, they don’t.
Cash is king, that’s what people on the best sugar daddy websites say. They say it because cash is really the best payment method for all SBs and SDs—and because it’s impossible to trace it.

  • Anonymous: Yes
  • Untraceable: Yes
  • Can be reversed: No
  • Fast and convenient: Yes

Top-5 sugar daddy apps that send money

When our readers ask us which sugar daddy dating website or sugar daddy app is the best one, the answer is simple. Seeking and Ashley Madison are the leaders of this industry, they have a video chat, a great male to female ratio, a seven-day free trial, and, well, they are clearly the best sugar daddy websites—the other sugar baby sites are far less convenient for those who want to find sugar babies online. But when it comes to the question “what is the best sugar daddy app to send money?”, the answer will be “PayPal, Venmo, CashApp, Google Wallet, and Zelle” because of the simplicity of their use and smooth reputation. 

Sugar daddy dating sites: Taxes

The IRS Form 709 is the form that must be filed by everyone who has given someone cash/property valuing more than $15,000 this year—so obviously, if you give your baby less than $15,000 per year, there is no tax liability. As long as you file the 709 Form and don’t exceed the lifetime exemption ($11,000,000), you have nothing to worry about. Basically, there’s no need to report the payments as gifts—according to what most daddies say, very few of them get in trouble because of their sugar payments.

Read alsoWhat Does PPM Stand For? How Pay Per Meet Actually Works

Sugar daddy payment: Conclusion

The best payment method for sugar relationships is cash—it’s anonymous and it’s impossible to trace. If this doesn’t sound like the best option for you, try PayPal, Venmo, or Cash App—these apps are extremely popular among SDs and SBs.

Brett Wagner
Editor
Brett is our main Editor—a key part of our team, a highly-skilled professional, and a great person. Brett manages the marketing budget, writes editorials, reviews content, and leads the team of writers and experts. He is a gatekeeper between our writers and our readers—and his main goal here is to provide our readers with quality content.

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